Homeowners Insurance policies are designed to cover damage to the exterior of your home due to covered disasters such as hurricanes, fire, lightning and vandalism. Note that you’ll need to add special coverage for flood insurance, even if it resulted from a storm. You may also need to add coverage for other freestanding buildings like garages on the property. Your homeowners insurance policy will also generally cover damages to the interior of your property, loss or theft of possessions, and personal liability if someone is harmed on your property. There are so many ways to customize a homeowner’s insurance policy to meet your needs and our experienced team is here to help.
AUTO / BOAT
Auto insurance and boat insurance cover damage to the vehicle, other property and a limited amount of bodily injury resulting from an accident. Florida is a no-fault insurance state, which means that damages to your vehicle will be covered by your insurance policy, although your insurance company may attempt to claim reimbursement from the other driver’s insurance policy in the event you were not at fault. It’s also a good idea to add collision insurance to cover damage in the event the accident was your fault. Comprehensive insurance covers damage to a vehicle other than from a collision, such as vandalism or a tree landing on your car. Your auto insurance policy also covers you if you’re hurt while riding your bicycle.